Why should your money serve your dharma, not drama?
Ever feel like your money is doing its own thing—running wild, burning holes in your wallet, or just... disappearing? Yeah, I’ve been there too. There’s this catchy little phrase I live by now: “Your money should serve your dharma, not your drama.”
Let’s unpack that. Your dharma is your soul’s path—your divine purpose, your calling, the reason you came here in the first place. Now think: is your money aligned with that? Or is it wrapped up in status symbols, rushed decisions, or panic investing after a chatty neighbour brags about stocks?
Understanding the concept of dharma in financial decisions
When you earn, spend, or invest, are you doing it in alignment with your values? Or out of fear? Or worse—comparison? In the world of conscious investing, your first step isn’t logging into your Demat account. It’s asking:
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Does this investment light me up—or stress me out?
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Is this aligned with my vision of a meaningful life?
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Will this grow not just my net worth but my soul-worth?
Dharma-aligned investing is deeply personal. For one person, it might mean supporting eco-conscious start-ups. For another, it’s creating generational wealth through real estate, rooted in ancestral teachings.
The pitfalls of emotion-driven investing
We’ve all been there—FOMO investing, revenge shopping, crypto hype spirals. But here’s the raw truth: money that moves from a place of drama creates... more drama.
A Harvard Business Review study found that emotionally-driven decisions in financial markets consistently underperform. Why? Because fear and greed hijack clarity.
Here’s a practice I use: Before I make any big financial move, I journal it out. I ask: What’s really motivating this decision? If it feels rushed, scattered, or ego-led—I wait.
What does it mean to invest in what you understand and believe in?
The importance of clarity and confidence in investments
You don’t need to be a finance nerd or trading guru. But you do need clarity.
If you're investing in a business, do you get what they do? Are you confident in the market, the founder’s integrity, the sustainability of the model?
Samaayra once poured money into a wellness brand because she believed in their mission of herbal healing. She understood their supply chain, saw their transparent sourcing, and even used their products. That investment? Not just profitable—it felt right.
Compare that to another time she invested in a tech company a friend raved about. She didn’t get the jargon, barely read the pitch deck. She lost money—and worse, felt like she’d betrayed her own standards.
Aligning investments with personal values and beliefs
This is where spirituality meets strategy. Conscious investing means checking if an opportunity aligns with your ethics.
Ask yourself:
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Would I be proud of where my money is going?
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Does this brand or asset honour the planet, people, and prosperity for all?
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Does this make my future self proud—or nervous?
Let’s break it down:
| Investment Type | Ask Yourself |
|---|---|
| Stock Market | Do I align with the company’s values, treatment of workers, and ecological footprint? |
| Real Estate | Does this space support sustainable living or community growth? |
| Business Ventures | Do I believe in the mission and vision of this brand? |
How do real estate, gold, and soul-led businesses reflect ancient aligned wealth?
Ancient wisdom is practical. Our ancestors didn’t scroll through Sensex or Coinbase. Yet, they knew how to grow and preserve wealth.
Let’s time-travel a bit.
Historical significance of real assets in wealth building
In Indian culture, real estate and gold weren’t just material—they were sacred. A house wasn’t just shelter. It was Vastu-aligned, designed to anchor abundance. Gold? It wasn’t just jewellery—it was Lakshmi’s form, gifted on festivals to invoke blessings.
Even today, data backs this up. Gold prices have steadily appreciated for over 20 years. And real estate, especially land, remains one of the top ways Indians create generational wealth. (Read more here on how Vastu-aligned real estate can create wealth).
The role of purpose-driven enterprises in modern investing
Now let’s talk soul-led businesses. These are ventures born not from greed but from need—the need to serve, heal, uplift.
A 2022 Nielsen study showed that 66% of global consumers are willing to pay more for sustainable brands. Meaning? Purpose is profitable.
💥 Pro Tip: Want to start your own soul-led biz? Start by reading this powerful guide on breaking free from feeling stuck. It might just be the sign you’re waiting for.
Why does money multiply where energy flows?
Ever notice how people who are obsessed with their finances... tend to have more of it? It’s not luck.
Energy flows where attention goes. So if you’re ignoring your finances, treating them like a burden, or outsourcing all your money decisions—you’re telling the universe: I’m not available for abundance.
The connection between attention, intention, and financial growth
Think of money like a plant. Water it daily—check your accounts, review your investments, set clear intentions—and it’ll grow.
Neglect it? It withers.
But there’s a deeper layer. In the energetic realm, money is a frequency. It responds to your energy. If your energy says “I’m worthy, I’m clear, I’m ready”—you become a magnet.
Try this simple shift:
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Stop saying “I can’t afford it.”Say: “It’s not aligned right now.”
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Replace “Money is hard” with “Money is flowing towards me with ease.”
Practices to direct energy towards financial goals
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Journaling: Write your monthly money goals. Feel them.
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Visualisation: Picture your wealth expanding with grace.
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Lakshmi Chanting: Repeat the mantra “Om Shreem Maha Lakshmiyei Namaha” daily.
How can you build sacred wealth?
Sacred wealth is about more than investments. It’s a lifestyle. A mindset. A devotion.
It’s about treating your wallet like a temple. Your bank account as a reflection of your inner harmony.
Integrating spiritual practices into financial planning
Here’s how I blend both:
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Every new moon: I set wealth intentions with incense and journaling.
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Every Friday: I clean my wallet, offer gratitude for what came in.
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Each transaction: I say “Thank you, Lakshmi” as money flows in or out.
These micro-rituals may seem small—but they shift everything. They make money sacred again.
And remember, you don’t have to do it alone.
✨ Download the free Sacred Investment Strategy Guide here to begin your journey.
What is the sacred investment strategy?
Let’s get real for a moment: most financial advice feels... robotic. “Buy low, sell high.” “Diversify your portfolio.” Sure, it’s useful. But does it feed your soul? Does it align with your inner compass?
That’s where the Sacred Investment Strategy enters the chat—an approach that fuses intuition, energy, and intention with smart financial decisions.
Overview of the strategy’s Principles
This isn’t a quick-fix or a guru-hype trend. It’s about asking yourself:
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Does this investment honour my inner truth?
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Is it aligned with the greater good?
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Will this contribute to sacred wealth—not just selfish gain?
The Sacred Investment Strategy is built on three pillars:
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Clarity – Know where your money is going and why.
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Alignment – Only invest in what reflects your values.
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Intention – Treat money as energy; channel it consciously.
Steps to implement the strategy in your financial life
Here’s a starter roadmap to sacred investing:
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Audit your current investments. Ask: Do they feel right?
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Journal your financial intentions. What does wealth mean to you?
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Clean your energetic space. Clear clutter. Clean your wallet. Burn some sage.
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Learn about Vastu and energy alignment. (I’ll show you how below!)
How did aligning her space transform chaos into cashflow?
Let me share the story of Deepshikha—a client, a coach, a dreamer... who was almost about to quit.
She messaged me one night: “Tushar, I’m exhausted. I know I’m meant for more, but nothing’s clicking. Clients ghost me, I’m tired all the time, and money just won’t stick.”
Sound familiar?
She wasn’t cursed. She wasn’t lazy. Her space was misaligned.
A real-life Vastu Success Story
Deepshikha’s desk faced a cluttered south wall—energetically blocking progress. The room had no grounding elements, and a mirror reflected her back (a big Vastu no-no).
I offered gentle suggestions:
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Move the desk to the northeast (zone of clarity)
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Place a bowl of salt in the southwest to absorb negativity
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Declutter the south wall and place a grounding image of mountains
She was skeptical but open.
Within three weeks? Her email inbox lit up. She got five paid consults. Clients were not only responding—they were raving.
Even more magical? She told me she was finally sleeping peacefully after months.
The impact of spatial alignment on career and finances
When your space supports you, your mind relaxes. Your energy flows. You receive.
It’s vibrational integrity. Your environment speaks to your subconscious. When that space whispers, “You’re safe to grow,” your life listens.
What changes occurred after implementing vastu principles?
So what really happens when you align your space with Vastu? Is it instant success, magic mantras, and fairy dust?
Not quite. But the shifts are very real, very grounded, and often very emotional.
Observable improvements in professional and personal life
Here’s what Meera (and many others) reported:
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🌿 Increased clarity: She stopped second-guessing her offers
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🧘♀️ Peaceful sleep: Her nervous system finally calmed
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💼 More paid work: Not just inquiries—but high-integrity, high-paying clients
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🧿 Fewer obstacles: Things flowed smoother, with fewer hiccups or reschedules
These aren’t isolated miracles—they’re natural consequences of alignment.
Imagine trying to plant a seed in cement vs. in fertile, watered soil. Vastu is the preparation of the soil.
Anecdotes supporting vastu’s effectiveness
Another client, Pargat, had a store where nothing moved. After we repositioned his cash counter, his daily walk-ins doubled. He even received an unexpected bulk order.
He emailed me later: “I was sceptical, but this feels... divine.”
Is vastu magic or alignment?
Let’s be honest—when you first hear about Vastu, it can sound like superstition. “Put a plant here, move your bed, hang a mirror”—and somehow your life changes?
Debunking myths around Vastu Shastra
Understanding Vastu as a tool for harmonious living
Think of Vastu like acupuncture for your home. When the points are balanced, your life’s energy flows freely.
A 2023 study in interior environmental psychology found that environmental harmony increased productivity by up to 31% in small businesses. That’s not magic—it’s good design, ancient wisdom, and intentional living.
How can you create a Lakshmi altar in 3 simple steps?
If you’ve ever felt a nudge to build a little sacred corner for abundance—you’re not alone. A Lakshmi Altar is a powerful, beautiful way to invite grace into your finances.
Here’s how to set it up simply.
Step 1: Choosing the space
Direction matters.
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🧭 North or Northeast is ideal for wealth energies
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🧼 Keep the space clean, clutter-free, and quiet
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🌿 Avoid placing the altar in bathrooms or near trash
Feel into it. Ask: Does this feel peaceful?
Step 2: Choosing decor elements
Each item you place carries energy. Use:
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🪔 A brass diya (symbol of divine light)
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💰 Coins or cowrie shells (symbols of abundance)
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🌸 A lotus or image of one (Lakshmi’s seat)
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📿 A mantra card (“Om Shreem Maha Lakshmiyei Namaha”)
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🔮 A clear quartz or citrine crystal (amplifies intention)
Keep it minimal, sacred, intentional. (Explore more on sacred minimalism here)
Step 3: Set an intention
This is the soul of it. Light your diya, sit quietly, and whisper your wealth wish—not just for yourself, but for the world.
What rituals enhance the power of a Lakshmi Altar?
So, you've chosen your space, gathered your sacred elements—what next? Now comes the magic ingredient: ritual.
A Lakshmi altar isn’t just décor. It’s a living space. A portal. A daily invitation to abundance.
And like any relationship, it flourishes with attention and love.
Daily practices to invite abundance
Let’s talk about what I do—and what you can try too.
✨ Pro Tip: You can also use essential oils like sandalwood or rose to anoint your altar. Sensory rituals create a full-bodied experience of wealth.
Mantras and offerings for prosperity
Mantras are vibrational codes. When spoken with reverence, they rearrange energy fields.
Try this:
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Sit before your altar each Friday.
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Light a diya.
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Place a coin in front of the Lakshmi image.
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Say: “I welcome abundance that flows with grace and joy.”
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Chant 11 or 21 times: “Om Shreem Maha Lakshmiyei Namaha.”
Then keep that coin in your wallet as a token of energetic wealth.
How does setting Intentions Influence wealth with Grace?
Let me ask you something: when was the last time you set an intention around your finances—not from fear, but from faith?
This is where grace enters wealth. This is where the sacred and the strategic meet.
The power of clear intentions in manifesting abundance
Intentions are energetic blueprints. Without them, you’re building your financial life on sand. With them, you build on stone.
Here’s a story: I had a client, Pooja, who couldn’t seem to save. She earned well but her money vanished monthly. We did a simple practice:
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She wrote down: “I am a wise steward of money. My wealth supports joy, rest, and generosity.”
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She repeated it daily.
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She stopped impulse spending. Started allocating purposefully.
In two months, she saved more than the previous six combined. Not because of a new job—but because of a new energetic signature.
Your outer world responds to your inner clarity.
Techniques for setting and maintaining financial intentions
Try this simple 3-step practice:
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Visualise: Close your eyes. Picture your desired financial state. Feel it in your body.
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Write: Jot it down. Be specific. “I will earn ₹3 lakhs/month through aligned clients.” Not just “more money.”
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Repeat: Speak it aloud daily. Make it a part of your morning routine.
And anchor it with this mantra: “Wealth flows to me in expected and unexpected ways. I receive with ease.”
Why is it important to align financial goals with spiritual values?
We’ve all seen it—people chasing money at the expense of peace. Winning at work but losing at life.
That’s not sacred wealth. That’s stress disguised as success.
So here’s the truth bomb: If your money goals don’t match your soul goals, you’ll never feel satisfied—no matter how rich you get.
The intersection of material success and spiritual fulfillment
Let’s take a moment to redefine wealth.
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Is it just a seven-figure bank balance?
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Or is it being able to take a nap when you need to?
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Is it the freedom to help your parents?
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Or choosing work that feels like play?
I know someone who left a six-figure job in tech to start a handloom brand supporting rural artisans. Her income halved—but her joy doubled.
That’s wealth with soul.
When you align your money with your values, you stop chasing. You start magnetising.
Strategies for maintaining balance between wealth and values
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Quarterly check-ins: Review your income goals—but also your peace levels.
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Conscious budgeting: Allocate funds not just for bills, but also bliss—art, retreats, therapy.
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Pause before profit: Ask yourself: Is this aligned? before every big business decision.
What are common misconceptions about conscious investing?
Okay, real talk—when you say “conscious investing” at a dinner party, you might get one of these reactions:
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“Oh, like charity stuff?”
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“That’s for rich people with extra money.”
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“Sounds risky. Emotions don’t belong in investing.”
Let’s bust these myths wide open.
Addressing skepticism and misunderstandings
Clarifying the practicality of spiritually aligned investments
Spiritual doesn’t mean vague. Conscious investors still look at:
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ROI
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Risk
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Market analysis
But they also ask:
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Who’s behind this brand?
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Does this product harm or heal?
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Will this leave the planet better?
How can you begin your journey towards sacred wealth?
So we’ve talked about altars, alignment, investments, intentions, and integrity.
But where do you begin?
Right here. Right now. With one simple, sacred choice.
First steps for aspiring conscious investors
Start small:
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Open a journal. Write: “Why do I want to be wealthy?”
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Choose one thing in your home to declutter energetically.
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Find one aligned investment opportunity—big or small.
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Start your Lakshmi altar with just a diya and a coin.
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Follow the signs—this article might be one.
Resources and communities for support and guidance
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🧘♂️ Book a personal Vastu consultation with me
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💬 Join my Instagram community @TusharMangl
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📺 Subscribe on YouTube for visual rituals & talks
What are frequently asked questions about conscious investing?
Let’s address the questions I often get—especially from those who are new to mixing spirituality and money.
1. Can I still make a profit if I invest consciously?
Absolutely. In fact, many consciously-aligned companies are outperforming the market. Purpose doesn’t dilute profit—it refines it. A Deloitte survey showed that brands with clear values are more likely to inspire long-term customer loyalty, which ultimately boosts revenue.
So yes, you can make money and keep your soul intact. They’re not mutually exclusive.
2. How do I know if an investment is spiritually aligned?
Ask yourself:
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Does this company or asset contribute positively to people and planet?
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Does it support wellbeing, sustainability, or empowerment?
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Would I feel proud if everyone knew I invested in this?
If it’s a “yes” across the board—you’ve likely found a soul-aligned opportunity.
3. Isn’t it risky to be emotional or intuitive about money?
Not when done with balance. Conscious investing isn’t about ignoring data or analysis—it’s about adding inner wisdom to the equation.
It’s not either/or. It’s both/and.
4. Do I need to be spiritual or religious to try conscious investing?
Not at all. You just need to value integrity, alignment, and conscious choices. Whether you chant Lakshmi mantras or simply light a candle of intention—what matters is why you’re doing it.
5. Can I teach these principles to my children or students?
Are you ready to build wealth that feels like home?
Let’s come full circle.
You’re not just a “money earner.” You’re an energy channel. You’re not chasing wealth—you’re cultivating it, like a sacred garden.
And gardens take care. Seeds. Soil. Sunlight. You’ve got all the tools. Now plant what’s true.
Remember:
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Let your money serve your dharma, not your drama.
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Invest in what you understand and believe in.
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Choose wealth where energy flows, not where fear thrives.
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Let Vastu align your space, and rituals align your soul.
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Build wealth that’s gentle, generous, and grounded.
And most of all—build wealth with soul.
✨ Book a personalised Vastu consultation with me to realign your space and intentions. It could be the sacred shift your wealth journey needs.
Author
Tushar Mangl is a counselor, Vastu expert, and author of I Will Do It and Ardika. He writes on topics like food, books, personal finance, investments, Vastu, and the art of living a balanced life.
“I help unseen souls design lives, spaces, and relationships that heal and elevate—through ancient wisdom, energetic alignment, and grounded action.”
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